This proposal is what Mexico and the US needs in the fight against illicit financing.

The banking sector in Mexico is advocating for greater regional integration under the USMCA (T-MEC) framework. Specifically:
• The Asociación de Bancos de México (ABM) suggests moving toward a single North American banking licence, allowing a bank to operate across Mexico, the U.S. and Canada under harmonised rules.
• It also calls for alignment of anti-money-laundering (AML) and counter-terror-financing (CTF) regimes across the three countries, to reduce regulatory gaps and accelerate cross-border operations.
• The banking industry is working with Mexican and U.S. regulators now to identify “regulatory gaps” and envisage what a unified licence could look like.
• Mexico’s Government will process stakeholder input and present a consolidated document to the President and Senate in January 2026; formal review of the T-MEC is scheduled for July 2026.